Current location - Loan Platform Complete Network - Loan intermediary - What if the down payment is not enough to buy a house?
What if the down payment is not enough to buy a house?
Bank loan.

If you are a civil servant, you have policy care and a civil servant loan. In this case, you may be able to borrow money, but the disadvantage is that after the house is handed over, you have to pay back the mortgage and down payment, and your life pressure is relatively high.

Family support.

If you are lucky, your parents have a large pension and maybe savings, then you can consider asking your parents for alimony. But remember, in fact, parents are not easy, so we must be filial to them.

Friends and family group.

The family and friends mentioned here include relatives including seven aunts and eight aunts, and brothers who sleep in your upper bunk or lower bunk at school. Since you really want to buy a house, don't patronize the face. Ask one by one to see who can support it. Raising money is a little. But if you have money, you must remember to pay it back first. It's not easy to boast a little money these days, so you should pay attention to the good of others.

Small vault.

See how much money you and your partner have on their pay cards. In fact, buying a house is not a trivial matter. So, you should plan from the time you plan to buy a house and see how much money two people can save. As the saying goes, if you don't eat or drink, you won't be poor. As long as you pay more attention, you can actually save a lot of money

Open source and reduce expenditure.

We should not only reduce unnecessary expenses, but also find ways to see if we can make more money. After all, money is earned, not saved. If there are many ways to make money, the pressure of life may be alleviated, such as funds, stocks, or other financial management methods. If you are sure, you might as well have a try.

Reasonable arrangement.

If you really feel that the house price is beyond the budget, you will feel more pressure after handing over the house. You can consider a smaller house or a place with a slightly biased position. There is no need to live under pressure for a suite.