If it's not the time for bank deduction, you can swipe your card at any time, as long as you ensure that your bank card has enough money to deduct money before deduction.
If the car loan card is a credit card, you can only save money during the loan repayment period, but you can't withdraw money. If the car loan card is a debit card, you can not only save money, but also withdraw money during the car loan repayment period. After the car loan is paid off, users can choose whether to cancel it according to their own needs. If the car loan card is a credit card, there is no credit limit in the card. If it is a debit card, it cannot be upgraded to a credit card.
The car loan card is a debit card, and the specific process is as follows:
1, use the bank card to go to the local bank;
2. Insert the bank card and enter the password.
3. Select the withdrawal business and withdrawal amount;
4. If the withdrawal is successful, print the receipt (or not print the receipt).
If you accidentally transfer money to the industrial and commercial car loan card, the customer will naturally be unable to operate the transfer funds. After all, the industrial and commercial car loan card is a special card with a special amount and can only be used for car consumption; The card can only deposit money, but can't bring cash, transfer money and spend by credit card. However, customers can try to bring their bank cards and personal ID cards to the counter of ICBC offline outlets to explain the situation, and then apply to the staff for transfer. Of course, customers can also choose to keep their credit cards to repay the principal and interest of ICBC car loans.
There are still dozens of dollars left in the cancellation of the bank card, which will be taken out together when it is cancelled. Cancellation process: queue up to get the number, and copy the ID card with the help of the lobby staff; After making a phone call at the counter, give the ID card and bank card to the counter staff; If the card needs to be cancelled, the staff will handle the card business; In this process, you need to enter the bank password and sign the business confirmation. Bank staff cut cards; Take out the cut bank card, ID card and business documents, and you can finish it. Note: If there is any balance in the card, it should be taken out at the same time, accurate to the angle of four corners.
You need to contact the bank to withdraw more than RMB 1000 from the bank card, so you need to provide your ID card and other materials at the bank counter to withdraw.