It is formal. The National Xinyidai Platform is also known as the National Small and Medium Enterprise Financing Comprehensive Credit Service Platform. It is written in detail in Baidu Encyclopedia. The National Comprehensive Credit Service Platform for Small and Medium-Sized Enterprise Financing (National Xinyidai Platform) uses the National Credit Information Sharing Platform as a hub to extensively collect public credit information, self-reported information, relevant regulatory information and market credit information of small and medium-sized enterprises etc., promote the information exchange and shared application of "government, bank and enterprise", combine big data, intelligent risk control and other financial technology means, innovatively develop new financial service products with credit as the core, and create a nationwide coverage, compatible with local, A one-stop service platform covering a variety of financing service models, promoting the nationwide promotion of "Xinyidai". The National Comprehensive Credit Service Platform for Small and Medium Enterprise Financing (National Xinyidai Platform) is an important national infrastructure for credit services for small and medium-sized enterprise financing promoted by the National Development and Reform Commission.