; ? China Post Consumer Finance is a formally established consumer finance company. All loan funds are invested by shareholders and do not absorb public deposits. At present, it is controlled by China Postal Savings Bank, and its loan products include revolving loan, extremely fast loan, owner loan and postal loan, which provide different loan needs for different users. Next, we will introduce these four loan products respectively.

1. Revolving Loan Revolving Loan is a one-time credit, and the amount can be recycled. Ordinary users aged 18-6 with stable income and good credit can apply for it. The application amount is 1 yuan-2, yuan, and the annualized interest rate pricing range is simple interest calculation). Interest is calculated on a daily basis, and partial repayment or full settlement in advance is supported, without any penalty for prepayment.

2. Ultra-fast loan is a credit loan for personal consumption. The applicant is required to be between 2 and 5 years old, with a stable income source and good credit. The application amount ranges from 1 yuan to 2, yuan, and the annualized interest rate range is also in between (simple interest calculation method). The longest repayment can be divided into 24 installments, which only support full settlement in advance, and the amount is 3% of the prepayment principal (not less

3. Owner's loan Owner's loan can be provided to the mortgage demanders, that is, the applicant has an outstanding mortgage that is being repaid normally, aged between 2 and 5 years old, with a stable income source and good credit, with a maximum amount of 2, yuan and an annualized interest rate range (simple interest calculation method), and the longest installment is 24 months. Early repayment, like extremely fast loans, requires corresponding liquidated damages.

4. The lending age of postal loan plus postal loan is limited to 18-4 years old, and it is provided for younger users. It requires college education or above, good credit, and the maximum loanable amount is 2,. The annualized interest rate pricing range is simple interest calculation). The lower limit of interest rate is lower than the other three loan products, and the longest repayment can only be made in 12 installments. The requirements and expenses for early repayment are the same as those for ultra-fast loans and owner loans. These are the four loan products of China Post's consumer finance, and their application conditions and annual interest rate range are relatively clear. You can choose according to your own actual situation.