1, no. According to Baidu's query, customers who are particularly concerned about prohibited categories are not allowed to lend. Prohibited category refers to customers with very serious personal credit information, who have entered the blacklist of banks and cannot apply for loans.

2. It's not safe. Banks pay special attention to customers, which means that customers have high risks. These customers may include political public officials, employees in high-risk industries, customers involved in large-value transactions, and customers with high anti-money laundering risks. , so they are not safe.