; ? Friends who have handled online loans know that many loan platforms require everyone to provide credit cards. It is often difficult for friends who don't have credit cards to get loans. Today, I will introduce you to five loan platforms that do not require credit cards, and you can apply with WeChat.
Ma Shang Finance
Instant Finance mainly provides consumers with personal consumption loan services, with the loan amount of 1 1,000-8,000 yuan, and the principal and interest are repaid on a monthly basis. Applicants need proof of work, income or students.
petty loan
Micro-loan is the first Internet micro-credit product of Weizhong Bank. Naturally, I have my own WeChat, which is borrowed from the official WeChat account, 500 yuan. The maximum loan amount is 300,000 yuan, and the loan interest calculated at the daily interest rate is about 18%. White list invitation system is adopted.
360 IOUs
360 IOU is a 360 financial unsecured pure credit ID card loan platform. There is an official WeChat account on WeChat. The maximum loan amount is 200,000 yuan, and the longest repayment period is one year.
Xiaomi loan
Xiaomi Loan is a loan platform of Xiaomi Company, and you can also apply on WeChat. Xiaomi loan can provide you with a loan of up to 200,000 yuan, and the daily interest rate of the loan is so low that it can be borrowed and repaid, and the interest is calculated according to the number of days of use.
JD.COM gold bars
JD.COM Gold Bar is the loan platform of Jingdong Finance, and the official account of WeChat can borrow money through WeChat. The maximum loan amount of JD.COM Gold Bar can reach 200,000 yuan, which supports 1- 12 months repayment.
The above is related to sharing, you can try it if you are interested. Remember to repay on time, don't be overdue.
Where can I borrow money without a credit card? These channels can be used.
; ? It is reported that there are 600 million people in China whose per capita monthly income does not exceed 654.38+10,000 yuan. It is not difficult to see that many people are still short of money. If they are in urgent need of money, they have to consider borrowing channels. Many of them don't have credit cards, and they will ask if there is any channel to borrow money without credit cards. Yes, yes, but choose the formal channels.
Where can I borrow money without a credit card?
In fact, there are many channels for borrowing money without a credit card, as long as the borrower's credit and repayment ability pass. As for formal channels, they can be bank channels or licensed financial institutions. Here, let's take a look at the products that are easier to borrow money from different channels.
1, bank channel
All banks have credit loans, which can be obtained without mortgage. For example, China Merchants Bank's lightning loan, Agricultural Bank's online fast loan and China Construction Bank's fast loan have different products and different requirements.
Take the popular lightning loan of China Merchants Bank as an example. If the borrower has personal consumption needs such as business turnover and car purchase, he can find the click application for lightning loan in the pocket life of China Merchants Bank. The maximum amount is 300,000 yuan. The bank will approve the loan amount and grant the loan qualification according to the user's operation in China Merchants Bank. After passing, the money within the limit will be transferred to the submitted bank card and repaid on time every month.
2. Licensed financial institutions
There are more than 20 licensed consumer finance institutions in China, among which Suning Consumer Finance, Zhaolian Consumer Finance, Bank of China Consumer Finance, Xingye Consumer Finance and Instant Finance are well-known, and each of them has loan products, most of which are credit loans.
Popular products include Zhaolian Consumer Finance-Good Term Loan, Suning Consumer Finance-Free Payment, 360 Finance -360 IOUs, etc. 18~55 years old and above, provide ID card, real-name registration system mobile phone number and bound bank card, and you can borrow money online, but you have higher requirements for credit information and will not lend money to students. Brothers in need can learn about it.
Online loans that can be done without a credit card: these models can also lend.
; ? Affected by the epidemic, many online loans are unable to lend money, but many online loans are still standing in the storm, but the requirements for lenders are different. Some only lend money to people with credit cards, while others can apply without credit cards. Here, I will introduce you to several online loans that can be done without a credit card. Friends who need capital turnover can refer to it.
No credit card online loan inventory:
1, 360 IOUs
360 Finance's pure credit consumer loan does not need mortgage guarantee, and the maximum amount is 200,000, starting from the daily interest rate. As long as you meet the basic loan conditions, you can apply without a credit card. Lenders are required to be 18-55 years old, have a stable job and income, and do not lend to non-student users.
2. Recruit good loans
Zhaolian Finance is a pure credit consumer loan, with a maximum loan amount of 200,000 yuan, with daily interest and the lowest daily interest rate. If you want to apply for a good loan, you need a sesame score of over 600, a stable job and income, and good credit. There is no credit card requirement. However, if you have a credit card and use it well, it is easier to pay than a white family.
3. Everbright Bank lends money at will.
Although it is a bank loan, you can apply without a credit card. The lender is required to be 25-60 years old, and the maturity of the loan should not exceed 60 years old. It is also a customer of token online banking or mobile banking, and also a customer who has continuously paid the provident fund for more than 12 months. Individuals pay 300 yuan monthly, and their credit information is good.
4. Comfortable flowers
Online loan products that consume finance immediately can be loaned without a credit card. The lender is required to be 18-55 years old, have a stable income, score above 620, have no bad credit record, and provide ID card, bank card, real-name registration system mobile phone number, etc. After completing the certification, you can get a loan amount of up to 50,000 yuan, and the longest repayment can be divided into 65,438+02 installments.
Summary: Although the above online loans do not require a credit card, they are all regular licensed financial institutions/banking products, and they will check the credit information, which can be ignored by concerned friends.