No, according to the inquiries collected by staff and friends, Kunshan Jurong Pratt & Whitney Loan is not outsourced by banks. Peer-to-peer lending information intermediary refers to an institution established in People's Republic of China (PRC) (China), which is characterized by information technology, provides loans for individuals and small and micro enterprises for natural persons and legal persons, and carries out information intermediary business in peer-to-peer lending for lenders and borrowers.