1. Only when the appraised price of the used car used for the loan is 800,000-800,000 can you apply for the used car loan;
2. When applying for a second-hand car loan, the borrower's down payment cannot be less than 50% of the appraised price;
3. The service life of used cars needs to be within 7 years;
4, need to have a guarantee company to provide guarantee, the loan time can not exceed 3 years;
5. Other conditions stipulated by the lending institution;
6. Applying for a second-hand car loan also has certain requirements for the lender. Generally, people with good credit and repayment ability have a higher success rate.
Necessary: local city hukou, ID card, fixed housing.