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What is the difference between the bank loan amount and the bank loan balance? .
1. What's the difference between the bank loan amount and the bank loan balance? .

The loan amount is the amount in the loan contract and the loan receipt; The loan balance is the balance of the loan amount minus the repayment amount.

The loan balance refers to the total loan that the borrower has not returned to the lender before a certain node date. Also refers to the outstanding loans at the end of the accounting period. The outstanding loan balance is equal to the total loan minus the repaid bank loan.

The loan amount refers to the contract amount signed by the borrower and the lender, which is a constant amount. Total loan refers to the total amount of loans issued by commercial banks before a certain date, which is the total amount of credit incurred by enterprises at the end of the accounting period. It means the total amount of loans or financing borrowed by enterprises from banks.

Loan balance of short-term loans or long-term loans = loan balance of the previous period-credit amount (financing increase)-debit amount (loan repayment amount).

Extended data:

Range of deposit change

1. According to the types of corporate deposits, demand deposits and agreed deposits of local and foreign currency units decreased by 10022 billion yuan and 73.96 billion yuan respectively in the first three quarters, down by 50.73 billion yuan and up by 93.02 billion yuan respectively. Time deposits, call deposits and structured deposits increased by 654.38+072.82 billion yuan, 69.77 billion yuan and 50.54 billion yuan respectively.

Increase by 8.98 billion yuan, 56.03 billion yuan and 8.75 billion yuan respectively. At the end of September, unit demand deposits only accounted for 30.3% of the total balance of unit deposits, down 4.3 percentage points from the beginning of the year, and the trend of unit deposits was obvious.

2. In terms of currency, in the first three quarters, the city added RMB personal deposits of 22 1.84 billion yuan, an increase of 49.38 billion yuan over the same period of last year; Personal foreign exchange deposits increased by $720 million, an increase of $270 million year-on-year.

3. According to the types of personal deposits, time deposits and structured deposits increased by1510.20 billion yuan and 3.710.40 billion yuan respectively, increasing by 45.93 billion yuan and decreasing by100/kloc-0.00 billion yuan respectively. Demand deposits increased by 36.865438 billion yuan, up by 65.438+0.710.20 billion yuan year-on-year.