The settlement amount refers to the amount required to pay off the loan in one lump sum. Generally speaking, if you want to settle the loan with the bank, how much do you have to pay the bank?

The balance of loan principal refers to the remaining principal as of the last repayment date.

The difference between them is that the settlement amount between the inquiry date of loan principal balance and the final repayment date = loan interest.

Therefore, the settlement amount is greater than the loan principal balance.

2. Is it necessary for CCB to settle the quota after quick repayment?

After the repayment is completed, it will be decided according to the credit line and CCB's own situation.

After using the CCB loan, it is necessary to actively complete the repayment and maintain a good credit line. After the settlement, it is necessary to cancel the contract in the loan pass of CCB Express E-Loan APP, and the new quota will appear. There is no such thing as cancellation. And because the day after the repayment is completed. CCB Express E-loan is a quick loan product launched by CCB several years ago, which has been well received by many people.

3. What is the fast loan settlement limit for mobile banking of China Construction Bank?

The fast loan settlement quota of China Construction Bank's mobile banking is to settle the loan amount in the fast loan of mobile banking.

This shows that you have handled the fast loan business of CCB, and CCB can spend 1, 000-50,000 on the fast loan without mortgage! Automatic settlement at maturity! And this limit is automatically generated by the system! Your quota will come out again when the system is updated automatically next time!

In other words, every loan needs to be re-approved, and the previous amount will naturally disappear with the repayment of the loan. The settled loan amount can be recovered! Similar to giving you a thread, even if you use it, you can return it at any time without using it!

The loan targets of CCB Express Loan are mainly individual customers with good credit and meeting the relevant conditions of CCB Personal Loan, including but not limited to:

Customers with financial assets in CCB, such as deposits, wealth management products, national debt, etc. ;

CCB housing loan customers;

CCB private banking customers;

Other customers.

4. What is the difference between CCB's quick repayment and settlement?

The fast loan repayment of CCB refers to the repayment on the fast loan platform. After repayment, the fast loan owed is reduced or paid off, which belongs to repayment behavior.

Quick loan settlement means that the loan on the quick loan platform is settled after repayment, that is, there is no debt. After settlement, the fast loan process has been completed, and there are no more defaults.

Fast loan repayment and fast loan settlement are two steps in the fast loan process.