Then make a table.
In the specific calculation, you only need to multiply the actual loan amount by the coefficient in the corresponding year to calculate the monthly payment.
The fixed-term benchmark interest rate is lowered by 15%, lowered by 30% and raised by 10%.
1 857.9 1 854.20 850.49 860.39
2 440.5 1 436.88 433.27 442.94
3 30 1.5 1 297.87 294.26 303.95
4 233.75 229.82 225.93 236.39
5 192.2 1 188.24 184.3 1 194.89
6 165.45 16 1.28 157. 17 168.26
7 145.80 14 1.57 137.42 148.66
8 13 1. 12 126.83 122.63 134.03
9 1 19.76 1 15.4 1 1 1 1. 15 122.72
10 1 10.72 106.3 1 102.00 1 13.72
1 1 103.36 98.89 94.53 106.4 1
12 97.27 92.74 88.32 100.37
13 92. 16 87.56 83.09 95.30
14 87.80 83. 14 78.62 90.99
15 84.06 79.33 74.76 87.30
16 80.82 76.03 7 1.40 84. 10
17 77.98 73. 13 68.45 8 1.30
18 75.48 70.57 65.84 78.85
19 73.27 68.30 63.5 1 76.68
20 7 1.30 66.27 6 1.43 74.76
This is a repayment calculation table, corresponding to different interest rate discounts and loans with different years.
I hope I can help you!
The answers come from: "Baidu real estate exchange group" and "commercial financial management knows thousands of households"
Stay tuned!