When many people have difficulty in cash flow, the first thing they think of is a loan. In addition to being concerned about the high interest rate, they also particularly want to know about this loan. After all, the credit report is with you throughout your life. It's so miserable, so many people ask what loans are available for credit reporting? If so, is it possible not to return it? Let me briefly introduce it to you.

1. What are the loans listed on the credit bureau? The bank definitely is! Everyone must know that credit reporting is required for bank loans, including not only state-owned banks, but also other commercial banks, Internet banks, etc. Secondly, many financial platforms lend money from banks. It is understood that insurance small loan companies such as Sunshine and Pacific Bank all lend money through China Everbright Bank. These loans are also subject to credit bureaus. Many people must think that small loan companies are The money does not need to be paid back, but who knows who is behind it? I accidentally became a blacklist.

2. Loan companies connected to the central bank’s credit reporting system. Many loan companies on the market have their own fixed funding partners, and many companies have more than one. This is why some netizens said that in the same company I applied with a loan company. Why didn't others get a credit check but I did? It is very likely that it was caused by the different channels for lending money in the first place. For example, as mentioned in the previous article, there has been a lot of different feedback on whether Huacai, a subsidiary of China Xincai, is on the credit bureau. Generally speaking, the country is becoming more and more strict in terms of credit supervision. It is recommended to repay on time and not take chances. Even now, maybe in the future, if the application is successful, you will still be reported to the credit report. It is not worth the loss. Well!