According to the query of Kanong Community Network, Feidai is a product of Shenzhen Zhongxing Feidai Financial Technology Co., Ltd. As the head platform in the field of financial technology, Feidai also gives full play to its own advantages and actively promotes the development of inclusive finance. It is a formal online loan product, so when applying for a loan, it will also charge interest according to the national interest rate standard. This shows that Feidian is a legal credit product, and everyone can apply for a loan with confidence. However, flying loans are also pure credit loans. When applying for a loan, the applicant needs to ensure that there is no record of non-performing loans in his personal credit information. At the same time, the system will also evaluate the loan amount according to the applicant's credit rating. The higher the lender's credit rating, the higher the loan amount. In addition, Feidian is also a loan product that can be operated by stages. The system will provide three, six, nine and twelve different online repayment methods, so it is also suitable for loan applicants with different economic conditions.