1. The consequences of winning a small card in loans overdue for five days mainly include collecting calls and text messages and increasing overdue interest.

Detailed description:

1) Telephone and SMS collection: Xiaoying Credit Card will usually be collected by telephone and SMS after loans overdue to remind the borrower to repay as soon as possible, and the repayment plan may be discussed.

2) Overdue interest: Small win card loans usually charge extra overdue interest according to the number of overdue days. After five days overdue, overdue interest begins to accumulate, which may increase the borrower's repayment burden.

3) Impact on personal credit record: Xiaoying credit card loan is a legal platform in peer-to-peer lending, and overdue repayment may have a negative impact on the borrower's personal credit record. This may lead to difficulties in borrowing in the future or an increase in interest rates.

4) Strengthen collection measures: If the borrower is overdue for a long time and refuses to repay the loan, Xiaoying Credit Card may take further collection measures, such as entrusting a third-party agency to make legal recovery.

Summary:

The consequences of credit card loans overdue for five days include collecting phone calls and text messages, increasing overdue interest and possibly affecting personal credit records. The borrower should repay the loan as soon as possible to avoid further adverse consequences.

Extended data:

Xiaoying Credit Card is a financial technology company that provides online lending services in China. Its products include micro-credit loans and installment payment. Users can apply for a loan through the mobile phone application and repay it according to the agreed time limit. Overdue repayment refers to the situation that the borrower fails to repay the loan principal and interest on time. Overdue repayment will have a negative impact on personal credit records, so timely repayment is very important.