1. Please visit China Bank official website Home > Financial Market > Deposit/Loan Interest Rate >; Rmb deposit interest rate (/fimarkets/cs8/201109/t20110922 _1532694.html). Please check the information of the wealth management products we are selling.
3. At present, wealth management products are sold in frozen mode, that is, the investment funds of wealth management products are frozen (without deduction) in customer accounts before the products begin to bear interest, and the interest is paid according to the interest-bearing settlement method of current deposits in savings accounts. After the wealth management funds are received, interest will be calculated at the deposit rate from the date of receipt. During the period from the product maturity date (inclusive) to the account arrival date (exclusive), the wealth management income and deposit interest are not included. The general principle is: if the purchase date and the value date are on the same day, the money will be deducted in real time on the purchase date, and the interest will be calculated according to the wealth management products from that day; If the subscription date is earlier than the value date, the funds will be frozen in the current account from the subscription date to the day before the value date, and the interest will be calculated at the current interest rate, and the money will be deducted in batches on the morning of the value date. If the customer cancels the bill, there will be a reverse transaction, the frozen bill will be directly unfrozen, and the debited bill will be directly credited.
4. Tips: Financial management is not a deposit, products are risky, and investment needs to be cautious.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.