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Can I buy a house without paying back the bank loan?
Legal analysis: No. The outstanding bank loan belongs to the mortgage of the house to the bank, and the ownership of the house is controversial and cannot be transferred.

Legal basis: Article 38 of People's Republic of China (PRC) Urban Real Estate Management Law The following real estates may not be transferred:

(a) the acquisition of land use rights by means of transfer does not meet the conditions stipulated in Article 39 of this Law;

(two) the judicial organs and administrative organs have ruled or decided to seal up or restrict the real estate rights in other forms according to law;

(three) to recover the land use right according to law;

(four) a total of real estate, without the written consent of other co-owners;

(five) the ownership is controversial;

Failing to register according to law and obtain the ownership certificate;

(seven) other circumstances in which the transfer is prohibited by laws and administrative regulations.