Do not interfere with loan approval. Since the normalization of the personal loan market, more and more people have started to use credit products. However, there is a misunderstanding that as long as the loan is not overdue, it will not affect their credit information, which is considered by many people to be correct.

Whether it is the bank's credit card or Alipay's flower buds or IOUs, as long as it is not overdue, it will not affect the credit investigation. But things are not absolute. If the lender applies for multiple online loans in a short period of time, it will be different.