In China, the loan plan for a single photovoltaic power generation project is normal. According to national policies and the support of local governments, some financial institutions specialize in providing loan services for single photovoltaic power generation projects. These loan schemes require applicants to provide personal identity cards as identity verification, and they need to meet certain conditions and requirements. Photovoltaic power generation projects need to be registered in the power grid and provide bank account information in order to obtain state subsidies and electricity sales income. Therefore, it is normal for personal photovoltaic power generation to use ID card loans.