I will. Loans are civil disputes, not public security cases or criminal cases, and are not controlled by public security. If you really can't afford it, you won't be caught and you won't go to jail. However, if you can refuse to pay back the money and be sued by the other party to the court, you may be imprisoned for allegedly refusing to execute the judgment or ruling. Secondly, if you can't repay the online loan, you may be blacklisted.

If you are blacklisted, it will affect your life and bring you a lot of inconvenience: for example, you can't apply for a mortgage loan when buying a car or a house, and you are restricted from taking the high-speed rail. Finally, it is recommended not to make online loans easily.

1, online lending is convenient, but overdue repayment will lead to high interest and liquidated damages. If we don't pay back the money on time, it may bring us endless trouble. It is recommended not to lend money easily without special circumstances. Besides, paying off debts is a matter of course. It is right to find a way to pay off debts as soon as possible.

2. Consumption in advance. For some inexperienced people, due to the lack of social experience, if they can easily get loans, it is easy to form a bad consumption concept, and eventually they borrow more and more, and finally they are gradually unable to repay.

3. High interest. Online lending platform is no better than banks. Although the law stipulates the interest requirements for loans, the interest of the platform is often the highest interest standard. For borrowers, if they can't repay in time, interest will be the biggest harm.

4. Credit information. When a borrower borrows money from the platform, not only the platform has to bear certain repayment risks, but also the borrower has to bear certain borrowing risks. For the borrower, there is no guarantee that everything in life will go according to plan. Once a little accident happens, the economy will not function normally, which will easily lead to overdue repayment. Once overdue, it is easy to affect the borrower's personal credit information. Everyone must know the importance of credit reporting to individuals, so I won't go into details here.

5. Personal privacy and safety. When borrowers apply for loans on the platform, they will submit some personal privacy information to the platform. For the loan platform, due to the diversity of the platform, many times we can't guarantee the legal operation of the platform, which is easy to cause our private information to leak out.

6. Security problems caused by collection. Let's go back to the above question. Once overdue, we will face another serious problem, the collection problem, when facing the credit problem. Not everyone can repay on time. After the deadline, they will face a series of collection problems such as telephone message collection, address book explosion, language threat and door-to-door collection.