Calculating the cost of buying a car naturally requires a specific model version. Let's take the 2020 Nissan Qi Jun CVT as an example. Two drives? The fashion version counts. The guide price of this version in Qi Jun is188,800 yuan, and the current preferential margin is about16,000-20,000 yuan (depending on the place). Here we calculate according to the naked car 1.7 million yuan.
The first thing to calculate when buying a car is the related expenses paid to the country. Qi Jun said that he had to pay: purchase tax 15044, vehicle and vessel use fee of 480, compulsory insurance fee of 950, and licensing fee of 500 (here, licensing means 4S stores, but the actual fees still depend on each 4 S store), totaling * * * RMB 16974. As for commercial insurance, it is also indispensable. Qi Jun bought general commercial insurance, and the commercial insurance cost about 5,500 yuan. Now Qi Jun has a car purchase policy, which supports a three-year down payment of 40% and zero interest, but there will be some miscellaneous fees called handling fees, which are calculated according to 4,000 yuan here.
Therefore, the overall cost of car purchase in Qi Jun comes out. Down payment: 40% naked car 68,000+stipulated fee 16974+ commercial insurance 5500+ handling fee 4000 = 90,874 yuan. As for the repayment amount, it will be about 2833.34 yuan per month in the next three years. Therefore, in the case of buying a car, as long as consumers can afford the down payment of 90,874 yuan and repay 2,833.34 yuan every month in the next three years, Qi Jun can drive home.
After owning a car, the cost of using the car will be calculated. For Nissan Qi Jun, the comprehensive fuel economy brought by 2.0L+CVT is still very high, and the actual fuel consumption of the owner can reach 8.8L, which is relatively economical. The annual journey of an ordinary family car is about 65438+100000 kilometers, and the oil price fluctuates. According to the average 6 yuan calculation here, the daily fuel cost of Qi Jun is 5280 yuan.
After having a car, it is natural to maintain the car and so on. For Nissan Qi Jun, 65,438+0,000 kilometers a year means two maintenance. The first maintenance is about 600 yuan, the second is 1, 200 yuan, plus the usual maintenance of the car, etc. , so the total * * * is calculated according to 1 0,500. As far as parking is concerned, domestic parking is a parking space, one month in 300 yuan, and one month in outdoor parking 150 yuan, so the parking fee is 5,400 yuan a month. Violation of the rules is 600 a year.
Therefore, the overall car cost of Nissan Qi Jun comes out: gas money 5280+ maintenance, overhaul and so on. 1500+ parking 5400+ illegal 600= 12780 yuan; Vehicle and boat use fee is 480+ compulsory insurance 950+ commercial insurance 5500=6930 (this is not used in the first year, the car has been bought), so the overall car use fee in Qi Jun is 2780+6930= 197 10 yuan, with an average of about 1642.5 yuan per month.
From the above calculation, we can also know that for Nissan Qi Jun, a down payment of 90,874 yuan is required to buy a car, and it will be about 2,833.34 yuan every month for the next three years. After owning a car, the car cost is about 1642.5 yuan per month. Therefore, the above is the calculated car purchase and car use cost of Nissan Qi Jun. Qi Jun car owners and friends who like Qi Jun can refer to it!
This article comes from car home, the author of the car manufacturer, and does not represent car home's position.