If the rural commercial bank does not respond for a long time after submitting the online loan application, it may be because the application time has passed. Some banks' online loan application forms require a time limit. If the time is short or overdue, the bank may not review your loan application, which is why there may be no response. It is suggested that when filling out the loan application, calculate the required time in advance and submit the application in time to avoid similar situations. If you encounter this situation, you can try to contact the customer service staff of the bank and ask if there are other solutions.