Wechat has grown stronger and stronger. In addition to chatting and managing money, you can also lend on some platforms through WeChat. There are many platforms for lending on WeChat, so it is best for borrowers to choose a formal and reliable platform. So, what platforms are more reliable for WeChat to borrow money? Here are five for you to count.
What platforms are more reliable for WeChat to borrow money?
1, 360 IOUs
Pure credit loans and licensed agency products launched by 360 main body can directly pay attention to micro-signal applications without downloading app. As long as the borrower meets the basic conditions, has no serious bad record and has stable repayment ability, he can borrow money after being granted credit by the system.
2. Recruit good loans
In order to facilitate borrowers to borrow money, Zhaolian Finance also launched the WeChat official account loan service. After paying attention to Zhaolian Finance, the borrower enters the official WeChat account, finds the loan in the bottom menu bar, jumps directly to the loan page, and follows the prompts. It is also a product of licensed financial institutions.
3. Goose spends money
Pure credit unsecured loans are provided by Weizhong Bank. Needless to say, it is not reliable. There are two channels to borrow money from geese. One is to follow the prompts after the WeChat applet searches for money, and the other is to borrow money after the official account of WeChat pays attention.
4. Microfinance
It is also a micro-credit loan of Weizhong Bank, which can be loaned through WeChat. Remember that there is no separate APP for micro-loans. Borrowers either pay attention to the official WeChat account or find micro-loans on the WeChat service page. Only by applying for a quota at the entrance can they borrow money.
5.we2000 pays the reserve fund.
The amount of small revolving credit loan products launched by Weizhong Bank is not very high. You can apply in the WeChat applet, and you need to open the We2000 payment card. The system will evaluate the borrower's qualification and give the amount. If the funds are insufficient at the time of consumption, you can use the payment reserve to pay.
The above is the introduction of "which platforms are more reliable for WeChat to borrow money", and I hope it will help everyone.
What are the WeChat loan platforms?
Platforms that can be directly loaned on WeChat include: micro wallet, WeChat petty cash, Ping An Xiaojuhua, micro wallet, Didi Loan, Qianhua, China Post Consumer Finance, Easyhome Flower, micro loan and micro loan.
1, micron wallet
Micro-wallet does not require high qualifications of borrowers, but the loan amount is relatively low, generally between 1 1,000-50,000 yuan. Borrowers can directly search for "micro wallet" on WeChat.
2. WeChat reserve fund
Wechat reserve fund is actually WE2000, which can be used in consumer payment such as WeChat payment, QQ payment, Jingdong payment and UnionPay payment. You can also withdraw cash, with a general limit of 2000 yuan. It can even be used in scenes such as WeChat red envelopes and WeChat transfers.
3. Safe little orange blossom
Ping An Xiaojuhua is a small loan software under Ping An Consumer Finance, which is very suitable for young users. The loan amount can be recycled, the lowest daily interest rate is 0.039%, the application threshold is low, and it is handled purely online. The loanable amount is 200,000 yuan, and the longest loanable period is 24 months.
4. Weizhong wallet
Weizhong wallet is a new product of Weizhong Bank. Like micro-loans, it is an invitation mechanism. Users can search for micro wallet applet and official WeChat account. If it is opened, they can use it. Most users have a quota of about 5,000 yuan, which can be used with WeChat. The daily interest rate is generally around 0.05%, and they can repay the loan in installments 12.
5. Didi loan
It is owned by Didi Finance, and the platform qualification is open and transparent. Only cooperate with compliant licensed financial institutions, and you can search for loans directly through WeChat applet. With my ID card, I can complete the application in 2 minutes at the earliest, with a maximum loanable amount of 200,000 yuan and a minimum daily interest rate of 0.02% for1.20,000 yuan. The longest repayment period can be divided into 36 installments, and the circulating amount can be settled in advance at any time.
Step 6 have money to spend
Similarly, you can use small programs to search for loans and apply with ID cards and bank cards (except for college students). The maximum loanable amount is 200,000 yuan, the minimum annualized interest rate is 7.2%, the fastest approval time is 30 seconds, 1 minute.
7. China Postal Consumer Finance
The borrower searches for "China Post Consumer Finance" on WeChat, and then can apply for a loan according to the pop-up prompts. However, it should be noted that if you apply for a loan in a small program, the repayment can only be made in a small program. The maximum loan amount is 200,000, and the longest installment is 24 months.
8. Comfortable flowers
An Yihua's maximum loan amount is 200,000 yuan, which can be applied directly on WeChat. The process of borrowing money is simple, and there is no need for mortgage or guarantee. It has a formal consumer finance license and is strictly supervised and managed by China Banking and Insurance Regulatory Commission.
9. Microfinance
Micro-credit is a loan product launched by Weizhong Bank, a subsidiary of Tencent, which provides loan services for small and medium-sized enterprises. At present, the maximum loan application amount in Wechat business is 3 million yuan, and the actual loan application amount is related to the credit status of enterprises.
10, microfinance
The daily interest rate of the loan is between 0.02% and 0.05%, which can provide the borrower with a maximum loan amount of 300,000 yuan. I would like to remind you that micro-loans are opened by invitation system, and users who meet the white list of micro-loans are eligible to open them.
What are the emergency microfinance platforms for WeChat to borrow money?
Wechat has more and more functions and has covered many aspects of our lives. Now wechat can also be used to borrow money. Today, I will introduce several micro-loan platforms for WeChat to borrow money for emergency.
1, pleasant loan
Product features: Pleasant loans do not mortgage cars and houses, but only personal data can be used to apply for loans.
Applicable people: users with good credit between 22 and 55 years old.
Credit scope: 10000-200000 yuan.
2. Comfortable flowers
Product features: Anyihua can complete the credit by mobile phone, and it needs to grab the quota to withdraw cash.
Applicable people: office workers with age 18-55, online credit score above 620 and stable income.
Credit limit range: 1000-50000.
3. Pufa Youth Loan
Product features: Pufa Youth Loan mainly solves the problem of young people's funds and is an artifact for young people to borrow money.
Applicable people: 20-35-year-old users who don't hold the credit card of Shanghai Pudong Development Bank and have a college degree or above.
Credit scope:1000-300,000 yuan.
Step 4 rent a shot
Product features: Auction loan is a convenient and fast loan service for the majority of borrowers.
Applicable people: users with good credit aged 20-55.
Loan scope:1000-200,000 yuan.
5,360 small and micro loans
Product features: 360 micro-loan is a pure credit product, which provides convenient and fast loan service for Taobao shopkeepers.
Applicable people: Taobao shopkeepers aged 20-55 with their ID cards, bank cards and real-name registration system mobile phone numbers.
Loan scope: up to 200,000 yuan, depending on the actual situation of the borrower.
What are the common microfinance platforms in the official WeChat account?
At present, WeChat has launched a new model of Internet finance. There are all kinds of major loan products, the most influential ones are: micro-loans, cash loans, small flower wallets, lightning loans, zero-second loans and other products.
1, microfinance
Micro-loan is the first product of Tencent Weizhong Bank. This product is positioned as an Internet microfinance product with a loan amount of less than 200,000. The expected annualized interest rate of loans is lower than that of ordinary credit cards. 2065438+September 2005 14, WeChat updated its version, and added the micro-loan function to the updated version of WeChat. Since 2065438+April 26th, 2006, microfinance has been officially launched, more than 30 million people have taken the initiative to grant microfinance, and the accumulated loans have exceeded 30 billion yuan.
2. Zero-second loan Zero-second loan: short-term small and micro D loans for wage earners, white-collar workers, college students, letter Y card groups and other social classes. One-minute application, one-second online loan review, and one-hour lending.
3. Cash loans
Cash loan is a personal small short-term credit product launched by P2P online lending platform Xinerfu and Tencent mobile QQ client. Loan amount provided by cash loan 100-500 yuan, term 1- 14 days. After filling in the required information such as bank card number, name and ID card, the credit approval can be completed in about two minutes, and the payment service can be completed in about 1 hour.
4, small flower wallet
"Little Flower Wallet" advocates "spend whenever and wherever you want". Xiaohua wallet is a selfie, upload a loan with your mobile phone, and you can lend money in 6 minutes at the earliest! Brush face loans may become the next "window" of Internet finance. What are you waiting for? Get ready to brush your face and get the money! It should be noted that we need to grab places every day.
5. Lightning loan
Lightning loan is a cash loan platform based on WeChat launched by Palm Finance, and it is also a platform for members to invite loans. Users who borrow by lightning can obtain a credit line through credit authentication, and can borrow at any time within the credit line.
Its main feature is to provide fast micro-loan service for those in need. Users obtain credit lines through platform credit authentication, and when they need money, they can log in to WeChat through mobile devices such as smart phones or tablets to complete the operation, so as to realize quick borrowing.
6. Doudou money
Doudou Money is a popular, inclusive, easy-to-use, convenient and beautiful Internet micro-credit product. As a portable credit wallet, Doudou Money has a credit line of 1, 000-20,000 yuan. Users only need to fill in the information and provide relevant information through self-authorization, and they can quickly obtain credit and apply for cash withdrawal. This product has a 7-day interest-free discount and can be repaid in 3, 6, 9 and 12 installments, which is very convenient.