Monthly interest is 8%3. According to the query on Stock City.com, as of August 30, 2023, taking the 12-term loan as an example, the monthly interest rate is 8%3. Haier Cloud Loan is a wholly-owned subsidiary of Haier Group and a member company of Haier Financial Holdings. It was established in March 2014 and is one of the first small loan companies to obtain a national license.