The People's Bank of China announced that from July 20, 2003 to July 20, 2065438, the control of loan interest rate of financial institutions will be fully liberalized, and the lower limit of 0.7 times of loan interest rate of financial institutions will be cancelled. C

Analysis of test questions: After the loan interest rate control is fully liberalized, the space for financial institutions to negotiate pricing with customers will be further expanded, which will help financial institutions to adopt differentiated pricing strategies and reduce corporate financing costs; It is conducive to financial institutions to continuously improve their independent pricing capabilities, change their business models, improve their service levels, and increase financial support for enterprises and residents; It is conducive to optimizing the allocation of financial resources, giving full play to the role of finance in supporting the real economy, and more effectively supporting economic restructuring and transformation and upgrading. ② ④ The statement is correct; ① ③ Misexpression. Choose c for this topic.