Process for handling student loans:

The loan acceptance department applies for a loan;

Prepare materials. Prepare relevant materials to register with the student financial assistance management department of the local education bureau, and receive the Application Form for Student Credit Loan of China Development Bank (hereinafter referred to as the Application Form). The borrower needs to complete the application form and seal it completely;

Review the materials. When the borrower and co-borrower go to the student financial assistance management department of the county (city, district) Education Bureau to receive the registration form, they need to provide two identification materials (including the ID card and photocopy of the borrower and co-borrower, student ID card or admission notice, household registration book), and provide the application form and postal savings account number, and the staff of the student financial assistance management department of the county Education Bureau will review the materials;

Sign the contract. The borrower and co-borrower himself signed the Student Credit Loan Contract of China Development Bank, signed the loan contract and authorized the Postal Savings Bank to deduct the loan principal and interest from the above account;

Return the contract receipt. After the loan contract is signed, students can report to colleges and universities with the contract. From 20 1 1, students only need to go to the university financial aid center for electronic receipt, instead of mailing paper receipt. If the student financial assistance management department of the Education Bureau does not receive the receipt within 30 days after registration (no later than 65438+1October 30), it will be deemed that the student has cancelled the loan application;

Loan issuance and payment. According to the contract, the Postal Savings Bank will issue loans on the date agreed in the contract and wire the loan funds to the designated account of the university where the borrowing student is located;

Repay the loan. After the borrower graduates, the student and co-borrower are responsible for depositing the full amount of funds into the personal account on time according to the loan contract.

Conditions for handling student loans from places of origin:

Have People's Republic of China (PRC) (China) nationality;

Honest and trustworthy, law-abiding;

According to the relevant provisions of the state, freshmen or college students who have been formally admitted to full-time ordinary colleges, higher vocational schools and junior colleges for the implementation of higher education have been approved, and a true, legal and effective admission notice has been obtained;

Students' pre-school household registration and their parents' household registration are in this city and county (city, district);

The family is in financial difficulties, and the income they can get is not enough to pay for the basic expenses needed to complete their studies during school;

Other conditions stipulated by the bank.

Application materials for student-origin student loan:

Apply for a national student loan;

Copy of my student ID card and resident ID card (minors must provide valid identity certificate of legal guardian and written consent to apply for a loan);

My explanation of the family's financial difficulties;

Proof of family financial difficulties issued by the relevant departments where the students' families are located. Students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them;

Other information required by the bank.