On April 22, The Paper learned from the 12329 provident fund hotline in Suzhou City, Jiangsu Province that the housing provident fund policy of Suzhou City has been adjusted (excluding industrial parks). Starting from April 21, the upper limit of personal loan limit It increased from 450,000 yuan to 600,000 yuan, and for families it increased from 700,000 yuan to 900,000 yuan.
According to the staff of the Suzhou 12329 provident fund hotline, we received a notice yesterday that if employees’ provident fund deposits are within the scope of the Suzhou city, the current limit of provident fund loans for purchasing houses in Suzhou has increased. For employee families, For the unit's first provident fund loan, the maximum loan amount for one person cannot exceed 10 times the balance, with a cap of 600,000 yuan; if two employees work together, the loan cannot exceed 10 times the sum of the balances, with a cap of 900,000 yuan. The specific calculation will be comprehensively calculated by the hall. . The policy for applying for a provident fund loan for the second time remains unchanged. The loan limit is calculated based on 6 times of the account balance, with a maximum of 300,000 yuan for an individual and a maximum of 500,000 yuan for a family.
In accordance with the policies previously implemented by the Suzhou Housing Provident Fund Management Center, the provident fund loan was processed for the first time. If two or more of the loan applicant and the same loan applicant participate in the calculation of the loanable limit, the maximum loan limit is 700,000 yuan; if only the borrower applicant participates in the calculation of the loanable limit, the loan The maximum limit is NT$450,000.
For the second provident fund loan, if two or more of the borrower applicant and the same borrower *** participate in the calculation of the loan limit, the maximum loan limit is 500,000 yuan; if only the borrower participates in calculating the loan limit, the maximum loan limit is 300,000 yuan.
Prior to this, The Paper learned from the Real Estate Market and Transaction Management Center of Suzhou City, Jiangsu Province that starting from April 11, sales restrictions in Suzhou will be relaxed, and the sales restrictions on second-hand houses will be changed from 5 years to 3 years. The transfer period for a new house remains unchanged and cannot be transferred within 3 years from the date of obtaining the real estate certificate. At the same time, Suzhou City's purchase restriction policy has been adjusted. When non-household registered residents apply to purchase the first house in Suzhou City, Kunshan City, and Taicang City, the social security period requirement is adjusted from the original 3 years to pay social security for 2 consecutive years to a cumulative 2 years of social security.