Housing provident fund loans in the case of complete loan application materials, the audit time limit does not exceed 10 working days; In line with the conditions for loan issuance, the time limit for loan issuance after mortgage registration shall not exceed 5 working days.

Employees who purchase, build, renovate or overhaul their own houses may apply for individual housing provident fund loans.

Handling place: the window designated by the management center and the entrusted bank.

Handling requirements:

1, personal housing provident fund loan application form;

2. Valid identification certificates such as ID card and military officer's card, and valid residence certificates such as residence booklet and temporary residence permit;

3. Proof of marital status;

4, the real estate administrative departments for the record to buy owner-occupied housing contract (agreement); The approval documents and project budget of the planning department for the construction and renovation of owner-occupied housing; Overhaul owner-occupied housing ownership certificate, housing safety appraisal certificate and project budget;

5. The down payment certificate or deed tax payment certificate that has paid the specified proportion of the total price and the second-hand house evaluation report;

6. Other certificates or materials required by the management center.

Handling process: employees provide necessary materials-management center audit-signing contract-handling loan guarantee mortgage-entrusting banks to issue loans.