The operating company of Anyi Investment Website is Puhui Anyi Technology (Beijing) Co., Ltd., registered in Beijing Administration for Industry and Commerce, so the business scope should be in accordance with the category standards of Beijing Administration for Industry and Commerce. At present, the company's business scope includes "economic information consultation", which includes several subcategories such as investment consultation, economic and trade consultation, credit service, enterprise and personal credit management service and enterprise management consultation. The policy of the industrial and commercial bureau is that the company's business scope only needs to include large categories, and its small categories will be automatically included. Therefore, the broad sense of "economic information consultation" has included all financial information services now engaged in.

The guarantee companies selected by Anyi Investment Company are all financing guarantee companies, all of which contain state-owned shareholders and are supervised by the State Local Financial Work Bureau. For example, Zhongyuan Sheng Xiang Financing Guarantee Co., Ltd., which is currently cooperating with Anyi Investment, is directly approved and supervised by Beijing Financial Work Bureau (Beijing Financial Work Bureau) and holds the Business License of Financing Guarantee Agency issued by it, which belongs to a licensed financial institution. Financing guarantee companies have bank credit lines, which means that enterprises can borrow from banks. As long as there is a financing guarantee company to jointly guarantee the repayment, the bank can approve it, and the ordinary guarantee company bank does not recognize it. Financing guarantee companies bear the risk control of a large number of bank loans, so their approval and supervision are also extremely strict. There are strict requirements for registered capital, office space and qualifications of senior managers. The Finance Bureau has to review all the business and accounts every month.

The guarantee ceiling of a financing guarantee company is 10 times of its registered capital. For example, a 300-million-yuan guarantee company can guarantee 300-million-yuan business at the same time, that is to say, as long as its bad debt rate is lower than 10%, its capital can bear risks. Because corporate loans must have sufficient collateral as counter-guarantee measures, the bad debt rate of financing guarantee companies is usually lower than 1%, and generally it will only be maintained at 4-5 times of the insured amount at most, so the risk is very controllable, which is why only financing guarantee companies are eligible for bank loans.

After the user successfully invests in the project on Anyi Investment Platform, the electronic contract signed by the user includes the guarantee company. There are four parties to the contract: Party A is the investor, Party B is the borrower, Party C is the financing guarantee company and Party D is the investment platform. The contract clearly stipulates that Party C shall undertake irrevocable joint and several guarantees for Party B's loan principal and interest. If there is any risk, Party C will pay in full on the second working day after the deadline. The guarantee company T+ 1 repays the principal and interest in full, which is also the biggest security guarantee for Anyi Investment.