The loan interest of Ping An Pratt & Whitney in China is related to the interest rate, term and principal of the loan. These three factors are related to the loan type and the borrower's choice, which are different in different situations. However, when signing the contract, these data will be written into the loan contract, which can be calculated by the formula of "interest = term interest rate of loan principal".

Second, how to calculate the interest of Ping An Pratt & Whitney loan?

Interest shall be calculated on a daily basis, and interest and guarantee fee shall be collected according to the loan balance, with a daily rate of 0. 1%. It is equivalent to borrowing 2000 yuan, and paying interest in one day. Interest is also different, except for a one-time payment of 3% handling fee: Phase I and Phase VI: annualized interest rate of 8.2% and monthly guarantee fee of 0.5%. Two. Period 12: annualized interest rate is 8.6%, and monthly guarantee fee is 0.56%. The third and twenty-fourth installments: the annual fee is 0.38%. IV. Issue 36: The annualized interest rate is 9.2%, and the monthly guarantee fee is 0.4%. Loan terms:. 2. The borrower is 25-55 years old, and other property owners are 18-60 years old. 3. Borrower, other property owners and nationality. 4. Only real estate mortgages with spouses, parents and children are accepted. 5. Hold the certificate for more than six months. 6. Accept one note and two notes, and the second note is limited to the first one.

3. What are the benefits of Ping An Pratt & Whitney?

Real case of Ping An Pratt & Whitney loan

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In this contract, the lender Huaneng Jorgen Trust Co., Ltd. signed a contract, signed a service contract with Ping An Pratt & Whitney Financing Guarantee Company and signed a Ping An Pratt & Whitney Financing Guarantee Insurance Contract. I didn't use my electronic signature that day, but signed other contracts with three identical signatures. There are many forged and pieced contracts in this loan contract.

Judging from the repayment amount and loan amount, the comprehensive interest rate exceeds the statutory interest rate stipulated by the state, so please ask the judicial department to investigate.

I passed the service contract of Ping An Pratt & Whitney, but the service contract I signed with Ping An Pratt & Whitney Financing Guarantee Co., Ltd. was not stamped, including docking professional insurance companies and loan platforms. My service contract with Ping An Pratt & Whitney was signed on March 3, 2020, while the Ping An Property & Casualty Contract was born on March 2, 2020, and the underwriting amount did not match the loan amount. The insured amount is 19728 1. 14 yuan, which is clearly stated in the policy and covers all expenses. The actual loan amount is 19 1000 yuan, and the repayment channel APP page clearly points out that the underwriting ratio of Ping An Property Insurance is 99%, which is inconsistent with the actual underwriting ratio of the contract.

4. What is the interest of Ping An Pratt & Whitney Loan? How to calculate

You must know the interest rate. Pratt & Whitney also sets interest rates according to stages.