What credit loans does China Everbright Bank have?
1, revolving easy loan:
It is a personal credit loan provided by China Everbright Bank for high-quality customers with mortgage loans. Everbright mortgage customers can apply for this loan to dispel their financial concerns after buying a house, with a maximum of 300,000 yuan, which can be borrowed and repaid in a cycle, with a maximum loan period of 3 years. Online application is not supported. You need to bring a copy of your ID card and proof of income to the outlets for an interview.
Require that the number of outstanding mortgage loans under the lender's name is less than 2 (inclusive), all loans are in normal state, and the accumulated overdue records in the past two years are no more than 2 times and there is no continuous overdue record; The status of the credit card account is normal, and there is no credit card debt; The collateral under the housing mortgage loan has been pre-mortgaged or formally mortgaged.
2. Easy loans for white-collar workers
Easy loan for white-collar workers is a RMB credit loan for qualified "high-quality white-collar workers" to meet personal comprehensive consumption. The maximum loan amount is 6,543.8+0,000 yuan, and 90% of the average monthly income must pay off all debts (including this loan). The maximum loan period is 5 years, and a single loan cannot exceed the loan validity period.
The lender is required to be a China natural person aged 28 to 55 with full capacity for civil conduct, and the occupation, industry and rating also meet the requirements. Similarly, you can't apply online. You need to bring a valid ID card, household registration book, marriage certificate, unit labor contract or original employment certificate to the outlet for face-to-face signing.
3. Wages are easy to borrow
Easy Pay Loan is a personal credit loan provided by China Everbright Bank for employees, with a maximum loan amount of 3 million yuan and a maximum term of 3 years.
Online application is also not supported. The lender is required to bring his work permit, ID card, labor contract and payment agent, fill out the loan application form at China Everbright Bank, and then sign it in person.