Pacific Insurance loan users can proactively contact Pacific Insurance’s manual customer service for consultation. After the Pacific Insurance Loan passes the loan review, it usually takes 2 to 7 working days to arrive.

In addition, after disbursing the loan, the user needs to repay according to the contract. If the repayment is not made on time, the overdue record will be uploaded to the People's Bank of China credit report. In addition, not all insurances can apply for policy loans. It must be a policy with cash value.

Pacific Policy Loan Conditions

1. The policy allows the borrower to borrow money.

2. The borrower’s credit status is good and there is no bad credit record.

3. The borrower is the policy holder.

4. The borrower has stable and legal income and the ability to repay principal and interest.

5. The borrower’s policy contract has been in effect for more than half a year, and the annual premium paid is more than 2,400 yuan.

6. The borrower has a fixed address.