Of course!
Houses with a total price of 7-65438+ 10,000 are everywhere, and houses with a total price of 5-7 million account for 24%. But the house with a total price of 3 million can get on the bus has not disappeared.
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The following is the text:
Last year, the total transaction price of second-hand houses in Shenzhen was below 3 million (inclusive), accounting for 15%. In other words, for every 100 house sold, the total price of 15 house is less than 3 million.
Some time ago, I went to Futian to explore the market and went to a new market. I can get on the bus with a down payment of 1 10,000. Convenient transportation, six or seven minutes' walk from the subway station. The only fly in the ointment is that the area is not large enough, only more than 30 square meters.
Poke the link and escape from Futian! 3 New discount, ranging from 37-300, minimum threshold 1 10,000.
The minimum down payment is 6,543.8+0,000.
There are 30 second-hand properties, both in Futian and Nanshan.
If you look at second-hand houses from another angle, there are more choices than new houses.
On February 8 last year, after Shenzhen introduced the guiding price of second-hand houses, after a year of game, many reference price bamboo shoots emerged in the market.
This is indeed a rare opportunity for just-needed property buyers with tight budgets. If you have a chance, go for it.
Let's dry the goods directly before it's too late.
The down payment budget of the following 30 properties (second-hand houses) is 654.38+0 million, which is not only close to the people, but also a popular accommodation with active transactions in the past three years.
It is not difficult to see from the above figure that there are many options for a down payment of 30% 1 10,000 (with a total price of about 3 million) in Shenzhen.
Luohu, Futian, Nanshan, Longhua, Baoan and Longgang, all of which can be visited by bus.
After all, the threshold of the total price is here, and the apartment type will not be too big, mainly the compact apartment type of 1-2 rooms.
If you want to buy a core business district along the subway 1, you can look at Caiwuwei in Luohu and Huaqiang South in Futian.
If you want to buy three rooms in one step and exchange time for space, there are many properties to choose from in Buji and Longgang Central City.
If you want to live more comfortably and buy a house with a garden in a big community, you can consider Futong City in Bao 'an, Washington on the west coast of Zhonghai, Zhonghai Kangcheng in Longgang, Shuian Xindu and Vanke Fifth Garden.
You can't have your cake and eat it. Luohu, Futian, Nanshan and Baoan have good locations and mature facilities, almost all of which are one bedroom. You can buy two rooms in Longgang, but it is far from the urban area and the supporting facilities are not so mature.
Proceed from your actual needs, do what you can, and don't try hard to deleverage and blindly pursue high.
The down payment is 6,543,800 yuan and the loan is 2 million yuan.
Matching principal and interest, monthly repayment 106 14.53 yuan.
You can buy a 256G apple 13.
After reading the property list, let's calculate an account:
Suppose you buy a house, the total price is 3 million, the minimum down payment is 6,543.8+0,000, and the pure business loan is 2 million. How many monthly payments are there?
At present, the first interest rate in Shenzhen is 4.9%, the loan is 30 years, and the equal repayment is 106 14.53 yuan per month. The first month of monthly repayment 13722.22 yuan, and the monthly repayment is 22.69 yuan.
If the down payment is 50%, the commercial loan is 654.38+0.5 million, and the loan is 30 years.
The equal repayment is 7960.90 yuan per month. The repayment in the first month decreased 1029 1.67 yuan, and the monthly repayment decreased 17.0 1 yuan.
Equal repayment, high total interest and low upfront burden, is more suitable for people with great financial pressure.
The monthly repayment interest is low, and the early burden is heavy, which is more suitable for people with low financial pressure.
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