Broadly speaking, financing is also called finance, that is, the financing of monetary funds and the behavior of the parties to raise or lend funds in the financial market in various ways. Judging from the development of modern economy, as an enterprise, it needs a deeper understanding of financial knowledge, financial institutions and financial markets than ever before. Because the development of enterprises can not be separated from financial support, enterprises must deal with it.
The financing difficulty of small and medium-sized enterprises is a well-known problem, especially in the case of tight bank credit, the financing road is even more difficult. In this environment, some lawless elements, in the name of "online loan", take advantage of the psychological characteristics of small and medium-sized business owners, such as being eager for money, relaxing their vigilance and even being hungry for food, and falsely claim that "no mortgage or guarantee is needed". And carefully arranged for them to lead the king into the urn, causing huge losses to small and medium-sized enterprises. No matter how clever a liar is, he always has something in common. Summarize the information of all parties and sort out a few points for your attention, hoping to have some reference.
First of all, open a website under the banner of a professional company.
Such websites are often named as "loan companies" and "investment consulting companies", and sometimes the words "there are agencies all over the country" appear on the websites, with the purpose of packaging themselves and further defrauding the trust of small and medium-sized business owners. But if you look at such websites carefully, you will find that they generally leave no landline and address, only mobile phones or QQ. Even if they leave an address, they can't stand to look carefully.
Second, "unsecured, unsecured" and "same-day lending"
In many "online loan scams", attractive slogans such as "no mortgage, no guarantee" and "lending on the same day" often appear. These slogans hit the heart of the vast number of business owners and individuals who are in urgent need of funds. Generally speaking, the reason why the project party is rejected when seeking formal loan channels is often that there is no good mortgage assets or guarantee. In this scam, once the small and medium-sized business owners are hooked, they are required to pay a certain fee, deposit, etc. Before the loan, "because there is no need for guarantee and mortgage", some even require to pay interest for a certain period in advance.
Third, pretending to be a formal institution.
Some fraudulent companies highly imitate the websites of well-known lending institutions, which is extremely deceptive. The pages of these fake websites are often similar to those of regular lending institutions, and the domain name is only one or two words less than that of regular lending institutions. Most project parties need to be more cautious when making inquiries.
Fourth, the network transfer scam
In the online transfer scam, the fraudster will claim that the money needs to be transferred to the intermediate account, and then let the SME owner enter the bank account number and password on the forged bank website or the tampered website to defraud the funds in the SME main account.