This is a common fraud. There are many Gui Li who pretend to be guarantors on the Internet and cheat in the name of small loan companies. It is an important feature of this kind of fraud to publish information in the name of the company, sign contracts, use personal bank accounts (so-called legal persons, managers and financial leaders) as collection and charge accounts, or ask for deposits on their own cards for reasons such as verifying the financial strength (repayment ability). Reference:/question/2118351243672915827