Three people cannot use their provident fund loans to buy the same house at the same time. Only one person can take out a provident fund loan to buy a house. For couples, they can use two provident fund loans to increase the loan amount and withdraw another Make repayments from people’s provident funds.

To bind the housing provident fund to a bank card, you need to bring the original valid ID card, housing provident fund card and bank debit card to the housing provident fund service hall in the place where the deposit is made to withdraw the business from the bank or the bank that is responsible for the withdrawal business. Go through the binding procedures at the outlet.

Process for provident fund loans:

1. The borrower fills in the application form;

2. The applicant submits application materials to the center;

3. Confirm the client’s loan qualifications through the center’s preliminary review; 4. The borrower entrusts an appraisal firm to conduct a collateral review and assessment;

5. Fill in the loan documents;

6. The mortgage will be collected Submit the contract and loan contract to the developer and the guarantee unit for stamping;

7. Buy insurance;

8. Submit the information to the Provident Fund Management Center for review;

9. Deliver the information to the center for final review;

10. Deliver the information to the lending bank;

11. Collect and store the information returned by the bank;

12. Repay the loan on time according to the loan documents.