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Five ministries and commissions regulate consumer loans for college students. What hidden dangers will online loans bring?

There are various hidden dangers in loans in our country, especially for college students who have no earning ability. If they rely too much on online loans, it will have a very big impact on their study and life.

And it will also bring very large economic operation risks to our entire national economy, which will cause very great damage and impact to our entire national economy, so it is necessary for the country to regulate accordingly. Consumer loans cannot allow these college students to overdraw their lives in advance. If the loans of these college students cannot be repaid in time, it is likely to have a very serious impact on their studies, and even some students with a bad mentality This may lead to a dead end.

Due to the difficulty of Internet supervision, some Internet loan companies have been spawned. However, for most of these loan companies, they often do not have the corresponding qualifications. They just have one It’s just a name, but the reason why they can lend this money to college students is because for most college students, their self-confidence is relatively good, so these college students can also ask their parents for money, so these so-called The loan companies have focused on this group of people and deceived these college students through various advertisements.

Then carry out a certain amount of online blackmail on these college students who don’t know much about finance. In the past few years, a lot of online loans have caused some college students to go to a dead end or even end their own lives. Therefore, in order to diagnose this situation, the state has proposed corresponding rectification measures. Now it is strictly required that most online loan companies cannot lend these consumer loans to these college students, and they cannot let these college students consume their future expenses in advance. They must also let these college students understand the importance of saving expenses, and at the same time, they must Provide corresponding financial knowledge education to these college students so that they understand the pitfalls involved.