1. What is the transfer process of the mortgaged house?
Donation and transfer of mortgage house:
1. Sign the confirmation letter: pay the survey fee, 100㎡ 50 yuan, notary fee 200 yuan;
2, housing appraisal, appraisal fee is 5% of the real estate appraisal price;
3. Handling gifts and notarization;
4. Pay taxes: deed tax, stamp duty and registration fee;
5. New real estate license: gifts between immediate family members and in-laws are tax-free.
2. What procedures are required for house transfer?
1. The seller shall cooperate with the buyer in the property right investigation. Including the examination and approval of the integrity, authenticity and reliability of the house property right, we should pay attention to whether the owner's name on the real estate license is consistent with that of the seller, whether there is a mortgage or someone. ;
2. The buyer and the seller sign the house purchase contract, and sign the house price, payment method, delivery time and deposit in detail;
3. The real estate management department shall verify the declared transaction price, and conduct on-the-spot investigation and evaluation on the transferred house as required;
4. Intermediary companies handle loan procedures for buyers in relevant banks. Most of the time is half a month, of course, every region is different. Finally, after the approval of the bank and the approval of the issuance, the transfer procedures began;
5. The parties to the transfer of real estate shall pay the relevant taxes and fees in accordance with the regulations;
6. The real estate management department issues the transfer order.
At the end of the article, the mortgage transfer process ends here. There are many mortgage transfer procedures, and every step needs to be taken seriously. If you have any questions about mortgage transfer, you can pay more attention to our website.