2. Detailed description:
A. Continue to use after repayment: Even if the credit card is overdue 10 days, once the repayment is completed, the ICBC credit card will usually be restored to the usable state, and you can continue to use this credit card for consumption and withdrawal.
B. Credit information impact: Overdue repayment will have a certain negative impact on credit information records. The overdue credit card will be recorded in the personal credit report, which may lead to a decline in the credit score and affect the approval results of future applications for loans, credit cards and other financial services.
C. Extraordinary loss: Although the overdue of 10 day will have a certain negative impact on credit reporting, the specific loss degree depends on many factors, such as overdue time, overdue frequency and credit history. Only in the case of overdue 10 days and timely repayment, the loss is usually small and will not have a particularly great impact.
3. Summary: After the repayment is overdue 10, ICBC's credit card can continue to be used, but it will have a certain negative impact on personal credit records. However, this effect is usually small. As long as you repay the loan in time and maintain a good credit record, you will still have the opportunity to obtain other financial services in the future.
4. Extended information:
ICBC Credit Card is a credit card product issued by Industrial and Commercial Bank of China. Credit investigation refers to the system of recording and evaluating individuals' credit behavior in financial institutions, which is managed by credit investigation centers or credit investigation institutions around the country. Overdue repayment refers to the failure to repay the loan or credit card arrears according to the contract time. Credit records are used to evaluate personal credit status and play an important role in the approval of financial services such as loans and credit cards. Therefore, timely repayment to avoid overdue is very important for personal credit.
5. Please note that the above contents are for reference only, and the specific situation may be affected by personal credit records, banking policies, local regulations, etc. If necessary, please consult China Industrial and Commercial Bank for accurate and detailed information.