The difference between commercial housing and ordinary housing
1. What is a commercial house?
Commercial housing can be used for commercial operation and residence, so it is also called "commercial housing"; Many cities in China have regulations that ordinary houses cannot be used as commercial houses, and the industrial and commercial departments stop handling industrial and commercial registration procedures for non-commercial houses. Commercial housing can be used to register companies, and even some areas are allowed to engage in business activities.
Second, what is ordinary housing?
Ordinary housing refers to the housing with a single housing construction area of less than 1.40 square meters, a building floor area ratio of more than 1.0, and an actual transaction price of less than 1.2 times the average transaction price of land and housing at the same level. Houses that have been purchased for the first time, such as public houses, dangerous houses, housing for living, resettlement houses for farmers in green and isolated areas, housing raised by cooperatives, housing for living, etc., are regarded as ordinary houses.
Third, the difference between them.
1. The land service life of commercial housing is 40 -50 years, and that of ordinary housing is 70 years; When the land use of commercial housing expires, it is necessary to pay the land transfer fee to the state. As for how to continue, no one knows for the time being, because this form of house has not yet expired; Ordinary housing needs to pay a certain fee, and will be automatically renewed after the expiration.
2. Commercial housing can't solve the hukou problem, but ordinary housing can.
In the past, commercial houses were generally built on the land where office buildings were developed. Due to the shortage of commercial housing, many commercial developers have developed the former commercial land into commercial housing, so there are now apartments; The water and electricity of these commercial houses are all commercial, and there is no gas, but many developers use electricity to change commercial electricity into civil electricity and gas; But water is still commercial water, and the price is much more expensive than ordinary housing. The domestic water consumption is one ton of 3.9 yuan, and the commercial water consumption is more than seven yuan.
4. The down payment of commercial housing must reach 50%, the loan period is only 10 years, and the loan interest rate is relatively high; Ordinary housing down payment is low, only 20%, and the loan period can be as long as 30 years. The loan interest rate has different concessions in various banks.
5. Commercial housing has high residential density and small apartment type, with a general area of only about 40-80 square meters. Because of the small area, the total house price is relatively cheap, but there are almost no units in the north and south, and there are units in the southeast and northwest, commonly known as pier buildings, with low living comfort and relatively large pool area; Ordinary residential units are generally around 80- 100 square meters, with low population density, good privacy, better permeability and small pool area, but the total house price is high.
6. Commercial housing construction standards for civil air defense and fire protection are relatively high, and it is not limited to purchase, while ordinary housing is restricted in many cities.
Bian Xiao concluded: The above is related to commercial housing and ordinary residential areas. Through the above contents, I believe everyone has an understanding of commercial housing and ordinary housing. Both rooms have their advantages and disadvantages. It depends on personal choice. I hope it will help everyone.