1. What conditions are required for civil servant loans?

1. Employees at all levels of state administrative agencies in major cities and towns across the country who have no official establishment except for office workers;

2. Those who have not retired when the credit expires and whose actual age is not Over 55 years old (men must not be over 60 years old);

3. Have the ability to repay the principal and interest of the loan on time;

4. Have a fixed residence, permanent residence or valid residence in the location of the lender Proof;

5. Good personal credit status;

6. Other conditions stipulated by the cooperative institution.

2. What conditions are required for civil servant loans?

1. Civil servants need to be paid for half a year before they can get a loan. If the working hours of civil servants are too short, it will be difficult to get a loan. Usually, it is difficult to apply for a loan after working stably for more than a month.

2. Civil servant loans require complete preparation of relevant documents. Among them, personal identity documents and materials are very important.

3. Civil servants with good qualifications want to apply for a credit of more than 10 times their income.

Things to note when applying for a loan for civil servants:

1. The working hours required for civil servants’ salary are too short, and it is also difficult to get a loan. Usually, it is easier to apply for a loan after working at least half a job.

2. Civil servant loans require complete preparation of relevant documents. Among them, personal identity documents, work certificate materials and income certificate materials are all crucial.

3. If civil servants with good qualifications want to apply, the maximum amount can usually reach more than 10 times the monthly income. What should civil servants pay attention to when applying for loans? When civil servants apply for a loan from a lending institution, they must understand the above relevant information in advance to get twice the result with half the effort.

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