CT4 has only been on the market for 4 months, and it started to break? CT4 fashion model with original guide price of 239,700 yuan now offers a discount of 50,000 yuan?
In order to explore this problem, Xiao Bai went to Cadillac 4S store this week to find out.
Of course, such a good opportunity for investigation (fishing) must not be missed, so our group also went to Mercedes-Benz, BMW and Audi 4S stores to see what the landing prices of Grade A, 1 Department and A3 in the same price range are now.
Therefore, this week's store-exploring articles will be updated four times in a row. Interested friends remember to pay attention to Xiaobai!
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Xiaobai did some homework before going to 4 S.
At present, the monthly average sales volume of CT4 ranks at the bottom of Cadillac's sales models, with an average monthly sales volume of less than 2,000 vehicles, so it is not surprising that CT4 makes money at a discount.
CT4 is available in fashion and elite configurations, and the price range is 239,700-259,700 yuan.
The gap between the two versions mainly focuses on the configuration.
According to the current sales data, the popularity of fashion is relatively high, so this time Xiaobai also chose this configuration for inquiry.
The main quotation data are as follows:
Xiaobai went to the store during the 8 18 car festival. According to 4S, 40,000 yuan is the biggest discount CT4 can give in recent days, but at the time of final sale, it is said that there is still a certain price reduction, and Xiaobai guessed that it should be able to give several thousand yuan.
What is the insurance premium for all risks? In addition to the three types of insurance that must be bought, other additional risks can be selected according to your own wishes.
Secondly, there is room for discussion about the license fee. At present, the price that Xiaobai talks about in the store is the discount of licensing fee 1000 yuan, but Xiaobai thinks this price still has some moisture.
The final total landing price is 23 1.3 million yuan. If you can show enough sincerity to talk with him seriously, Xiaobai thinks that there is still room for price reduction within 10000 yuan.
Therefore, the 50,000 yuan discount uploaded online is still a bit reliable, but Xiaobai thinks that the price given by this Cadillac 4S is relatively moist, and it takes several times to get the biggest discount.
In addition, the sales also promised Xiaobai that if he bought a car, he could give gifts such as serial rearview mirror, explosion-proof membrane of the whole car, pillow, foot pad, thermos cup and so on. Everyone will give them without pillows. At present, CT4 is not equipped with a streaming rearview mirror. If she wants to install in 4S, we can see that 4S's sincerity is quite sufficient.
In terms of later car use, the 4S shop will send the original factory maintenance twice after buying the car, and the maintenance oil will be sent if it is insured in the store the next year. Generally speaking, you don't have to pay for maintenance oil, you just need to pay for the oil grid and working hours, and a minor maintenance will probably cost about 400 yuan.
There is a saying that there are really too many things sent by 4 S. It's a good thing to send more things, but I'm afraid it's a means to lure people. Therefore, Xiaobai suggested that if you want to buy CT4, you'd better confirm with the sales staff what the final delivery is, and write it into the contract, just in case.
loan
In terms of loans, 4S provides loans through bank channels. And, of course, Cadillac official finance. According to the sales introduction, official finance is more suitable for "three no-persons" without social security, provident fund and local hukou. Relatively speaking, the interest of manufacturer finance will be much higher.
If Xiaobai has paid social security for two years, has a provident fund, a local account in Guangzhou and fixed assets, he can borrow up to 200,000 yuan through bank channels.
Then the loan of 200,000 is close to 0 down payment, and the monthly supply pressure is not small. According to everyone's consumption, Xiaobai finally chose a loan of 1.5 million yuan.
If the loan is/kloc-0.5 million yuan, the annual interest rate is 9%, and the financial service fee is added, the calculated monthly payment is 454 1 yuan, and the down payment is 87,300 yuan.
Generally speaking, the repayment pressure is not small, according to the monthly car loan recommended by Xiaobai.