Legal analysis: automatic repayment is not bound and will not be deducted.

Legal basis: Article 32 Loan repayment: The borrower shall repay the loan principal and interest in full and on time in accordance with the loan contract. The lender shall issue a notice of repayment of principal and interest to the borrower before the short-term loan expires 1 week and the medium-and long-term loan expires 1 month; The borrower shall prepare funds in time and repay the principal and interest on schedule. The lender shall promptly issue a notice of overdue loan collection, and do a good job of overdue loan principal and interest collection. Lenders charge interest on loans that cannot be repaid within the time limit stipulated in the loan contract; If the principal and interest cannot be repaid or cannot be executed, it should be urged to repay or repay according to law.

Article 42 of the Law of People's Republic of China (PRC) Commercial Bank, if the borrower fails to repay the credit loan at maturity, it shall bear the responsibilities in accordance with the contract.

Second, there was a credit union loan that was not repaid in the past. Now, will other bank cards have money deducted without permission?

If the credit union takes you back, the judgment will be enforced and you will be deducted from other banks.

Third, credit cooperatives have loan cards. Can you take out the money?

It may have been returned to loans overdue, and the loan card has been frozen. You can only deposit money in it, but you can't withdraw money.

1. If the loan is deposited in the special loan issuing card, there is no deposit interest. If you transfer to other ordinary debit cards, there will be deposit interest;

2. If your credit card is an ordinary debit card, there is deposit interest.

3. After the loan is issued, the loan interest shall be executed according to the provisions of the loan contract, which is stipulated in all loan contracts. Whether it is used or not, the loan interest is calculated according to the actual bank bookkeeping date.

4. Credit cooperatives owe loans. If there is money on the credit card, will it be deducted?

If it is overdue for more than three months, the credit society will check your account. At this time, you should pay attention that the money will not be deposited in the credit union, but the loan will still be paid off, so don't worry.