Generally speaking, applying for unsecured small loans cannot be used for gambling, investing in the stock market, buying real estate and all non-creative investments. But you only need 30 thousand. Why don't you pay the down payment for the decoration fee first, and then apply for an unsecured loan for decoration, so that there is no problem. I applied for a beauty loan with WeChat cash loan. It's simple, as long as you have a credit card in your name.