Can the company's equity be pledged as a loan?
Company equity can apply for mortgage loan. Application process of equity mortgage loan: 1. The borrower of equity mortgage loan applies to the lending institution for pledge loan and submits relevant materials; 2. The borrower and the lender of the equity pledge loan shall sign the loan contract in writing, and the pledgor and the lender shall sign the equity pledge contract in writing. The equity pledge contract can be concluded separately or incorporated into the loan contract as a guarantee clause; 3. The parties to the equity pledge loan shall, within the agreed time after the signing of the equity pledge contract, handle the equity pledge registration with the equity pledge registration institution (the administrative department for industry and commerce registered by the equity issuing company) by virtue of the equity pledge contract, and hand over the equity pledge to the equity pledge registration institution for safekeeping within the time limit agreed in the contract; Four, apply for the registration of equity pledge, submit materials to the administrative department for Industry and commerce; 1. Application for Registration of Establishment of Equity Pledge signed or sealed by the applicant; 2. A copy of the register of shareholders of a limited liability company that records the name of the pledgor and its capital contribution, or a copy of the shares of a joint stock limited company held by the pledgor (both must be stamped with the company seal); 3. Pledge contract; 4. Copies of the pledgor and pledgee's subject qualification certificates or the identity certificates of natural persons (if the pledgor and pledgee belong to natural persons, they shall be signed by themselves; if they belong to legal persons, they shall be stamped with the legal person's seal, the same below); 5. If other materials required by the State Administration for Industry and Commerce are handled by a designated representative or an entrusted agent, a certificate of the applicant's designated representative or entrusted agent shall also be submitted. V. The Lender handles the loan according to the loan contract and relevant certification documents of equity pledge. Note: The ownership of bonus shares and cash dividends generated during the equity pledge period is stipulated in the pledge contract. Before the debt expires, neither the pledgor nor the pledgee can handle bonus shares and cash dividends, but should entrust the equity pledge registration agency to keep them on their behalf, and the cash dividends will be paid by the equity pledge registration agency according to the bank deposit interest rate. This law is based on the Company Law.