1. Advantages: For college students, there is no quota limit for obtaining a license. After graduation, they can apply for adjusting the quota according to their own use (students or guardians with income can apply for the quota if they can guarantee the source of repayment, but it will not be too high). It is very convenient to provide a letter of guarantee to open the quota version of the star card, and it is in one step.

2. Disadvantages: the uncharacteristic constellation card lacks preferential rights, so it is not recommended to apply for the zero constellation card at all. Not all big platinum cards (platinum cards with fixed high annual fees) have corresponding zero student versions.