The loan interest of the general system is relatively very high, and there is little activity.
If you can apply for a local bank loan, the interest rate is relatively low, but the procedure is very troublesome.
If you can't go to the bank, I suggest you try to pay in full. Anyway, in these two ways, interest depends on others.
You know, loans are very passive, and you have to buy insurance. Many places also charge loan fees and renewal deposits. I suggest you think twice!