Loans are more troublesome, because you can't get proof of salary, or you can find a 4S shop near three banks, and some things can be avoided, such as not having a job and not necessarily having no income. Or a third party guarantee or something. These are not big problems. There are many ways to sell 4S stores in banks.
Second, is it easy to buy a car without a job loan?
It is difficult to buy a car without a job loan. The most basic thing to get a bank loan is to prove that you have a job and have the ability to repay the loan every month. If there is no income and little running water every month, banks generally will not approve car loans.
Is it easy to buy a car without a job loan? It is much more difficult to buy a car with a mortgage without a job, because it means that it is difficult to pass the examination when borrowing from a bank, but it is not without a solution. The applicant can provide a guarantor with good loan qualification, and can also provide better proof of assets, such as real estate under his name or good bank income proof. If you are self-employed, you can buy a car with a smooth mortgage just by providing your business license and the inflow of funds from the bank.
Without a job loan, will the bank approve buying a car? At present, the mainstream ways to buy a car by loan are: bank car loan, credit card installment payment and auto financing company, but their respective restrictions are different. It is difficult for unemployed consumers to apply for bank car loans or credit card installment loans, both of which basically require the lender to have a fixed job.
However, if consumers have real estate, they can make loans by mortgaging fixed assets, or if their personal social credit is good, they can also make secured loans through guarantors or guarantee institutions.
If a loan is made by mortgaged real estate and other fixed assets, the lender must first go to the authoritative department to accurately evaluate the value of the personal fixed assets that need to be mortgaged, and then issue an asset evaluation report before applying for a loan.
What are the conditions of a car loan guarantor? When some people borrow money to buy a car, they may need to find a car loan guarantor to get a bank loan, but the car loan guarantor needs to meet certain conditions:
1 has full capacity for civil conduct;
2 except for the guarantee, it has nothing to do with the full car loan;
(3) Having a legal and stable source of income and proof of assets, and having the ability to repay the loan instead of the borrower;
4. Have a fixed residence in the local area, and have a local account or residence certificate;
Have good personal credit.
I have no formal job. Can I get a loan to buy a car?
If you have a valid certificate, you can handle it!