It depends. When applying for installment payment, Guangfa Bank will examine and approve it according to your credit demand and credit status. After the approval, you will know whether your installment will occupy the credit card consumption limit.

Suppose your fixed consumption quota is 20,000 yuan, and if there is no other consumption, you can handle the installment of 5,000 yuan. This installment requires a consumption limit of 5,000 yuan, and the remaining consumption limit of 1.5 million can also be used by credit card. The consumption limit of 5,000 yuan that has been used in stages will be released dynamically according to the cardholder's repayment and card use, that is, the credit card can be used to swipe the card and will be restored to1.50,000-20,000.