Weizhong Bank can continue to borrow after paying back. A variety of loan products under Weizhong Bank, such as micro-loans, micro-loans, car owners' loans, etc., are all loan products with recyclable lines. As long as the users have not used the loans in violation of regulations such as overdue in the process of use, and have always maintained a good credit situation, then after these loan products are paid off, the lines will be automatically restored and can be used again after recovery.
However, if the user's loan period with Weizhong Bank is overdue, or the personal credit report is overdue, the debt ratio is too high, and the loan is multi-headed, it may lead to the situation that the loan amount of Weizhong Bank cannot be recovered after repayment, or the loan amount can not be used.
Therefore, during the use of Weizhong Bank loan, users must pay attention to timely repayment, because overdue will not only lead to the failure to repay Weizhong Bank loan, but also may lead to other credit loan business processing being blocked. Can Weizhong Bank lend it out again if it still goes in?
Yes.
Generally speaking, Weizhong Bank can continue to borrow after the loan is repaid, such as micro-loan, which is a pure credit loan with a revolving line. As long as the lender is not overdue, the lender can continue to borrow money after repaying the previous loan.
of course, there are some loan products whose quotas are not cyclical. Even if there is a loan quota, the lender must pay off all the loans before applying. This requires the lender to communicate with the platform to see the specific situation of the loan products.
if the customer finds that he can no longer borrow after paying off the loan, it is because the qualification of the lender no longer meets the requirements of the platform. For example, the lender is overdue and monitored by the platform, or the conditions such as income and debt ratio do not meet the loan requirements.
It's not a bad thing to apply for a loan. Even if there is a loan record on the credit report, as long as the lender is not overdue, there will be no bad influence. Of course, if you apply for a loan, you must remember the repayment date well, and don't miss the repayment date and cause unnecessary trouble.
Comprehensive evaluation point of Weizhong Bank's working capital system:
1. Available amount
Many people have borrowed all the working capital, and instead of settling the whole iou, they repay part of the principal and handling fee every month. In this case, there will be no loanable amount, because the working capital will be restored only after a single loan is repaid.
For example, the working capital of Weizhong is 3, yuan, which is divided into two loans, one is 1, yuan, and the other is 2, yuan. At least one of the 1, yuan will be settled before the 1, yuan will be restored.
3. Number of loans
Weizhong Working Capital can borrow at most 5 loans within the available quota. If 5 loans have been made and one of them has not been settled, but it is repaid every month, even if there is still a loan quota, it will not be lent because the number of loans is insufficient. This requires at least one loan to be repaid and the number of loans will be reduced to 49.
3. Comprehensive score
If the available amount is sufficient and the number of loans is less than 5, Weizhong working capital can be borrowed again after it has been repaid, but it can only be borrowed after the comprehensive score reaches the standard, which is also the key to the success of the loan. Usually, the system will comprehensively evaluate the user's qualification, credit and historical borrowing and returning records. Can Weizhong Bank continue to borrow after the reserve fund has been paid back?
The reserve fund of Weizhong Bank has been repaid, and it can continue to be borrowed under normal circumstances. The reserve fund line of Weizhong Bank is recyclable. As long as the user repays on time during the use of the reserve fund and various loan products of Weizhong Bank, there is no overdue. Generally, after repayment, the line will be automatically restored, and it can continue to be used after recovery.
If the user can't continue to borrow money after the reserve fund of Weizhong Bank has been repaid, it may be caused by the following reasons: 1. The user has overdue repayment during the use of the reserve fund of Weizhong Bank or other loan products of Weizhong Bank (such as micro-loan and micro-loan). Second, the overdue repayment record of other loan products on the user's personal credit information, or the high personal debt ratio on the user's credit information and the multi-head loan on the credit information. Third, it may also be because the amount of the reserve fund of Weizhong Bank has been exhausted on the same day. In this case, users are advised to apply early the next day.