Apply for poverty 10000-30000 yuan per capita annual income. The annual household income is 30,000 yuan, and the per capita annual income is 8,000-110,000 yuan. The situation is different in different regions. At school: at home, to apply for a student loan, you must have a poverty certificate from the county civil affairs department (that is, there must be three seals on the certificate). When you start college, you must prove it and have a letter of commitment from your parents. If it's relevant, you can take a closer look.

Second, what is the relationship between the amount of housing loans and income?

1. The loan amount of commercial housing is generally related to the applicant's bank flow, income certificate and other factors, subject to the final approval of the bank.

2. According to the current regulations of the bank, there is no maximum loan amount, but the bank determines the maximum loan amount according to the borrower's monthly repayment ability, and it does not exceed 70% of the total house price. The method for calculating the loanable amount according to the repayment ability is as follows:

1) The repayment ability after deducting the living expenses and other expenses from the family's monthly income is divided by the monthly repayment amount per 10,000 yuan for the corresponding loan period to get the loan amount.

2) Generally speaking, when ordinary buyers apply for commercial loans, the upper limit of the housing loan amount of commercial banks is sufficient, unless their own income will affect the loan amount. However, the characteristics of people and regions who pay the provident fund limit the loan amount of individuals and families.

3, the specific loan amount determination method:

1) Calculate the monthly income of myself and * * * the same applicant: monthly income = monthly contribution of individual housing provident fund ÷ contribution ratio of housing provident fund;

2) Calculate the maximum loanable amount: The maximum loanable amount is the amount left after deducting at least 400 yuan's living expenses from the family's monthly income and dividing it by the monthly repayment amount of every 10,000 yuan loan within the loan application period.

3) For the specific loan amount, the maximum amount of a single loan, the maximum loanable amount, the minimum down payment, the credit rating and the assessed value of the collateral should be considered at the same time.